[pauldavidmena]

We missed out on an opportunity to buy a dream house in El Pescadero in 2017. With 3 bedrooms, 3 bathrooms, a spacious kitchen and plenty of outdoor space, it was listed at $387,000. Even though we weren’t quite at retirement age (I was 57 at the time), we thought it was too good an opportunity to pass it up. Unfortunately we didn’t have the cash on hand, and Massachusetts law prohibited us from taking out a Home Equity Loan on a house that was in a trust (that law has since changed). I wouldn’t even want to think about how much that house would cost now.