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Reply To: Insurance Coverage for Off-Road

  • BajaGringo

    January 14, 2023 at 12:35 pm

    Geoff just did:

    • Mexican insurance will obviously cover you on paved roads and highways.

    • Coverage still applies on most dirt roads as long as they have signage and can be easily transited in a standard 2WD vehicle.

    • There is absolutely no coverage if you are off-road racing, making your own road or driving on rough trails.

    • Think of it this way: If an insurance adjuster cannot reach your location in a standard 2WD vehicle because the road is too rough or impassable, then you are off-roading and coverage will not apply.

    • After market modifications to your vehicle are covered

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